Like me when I was a kid you probably had “a piggy bank.” These were used for the purpose of getting children in the habit of saving money. Most of the money put in them was coins. Very seldom did we have folding money to stuff into our personal bank. Evidently the reason they were called “piggy banks” was because many of them had an outward appearance of a pig. This was not always true. In fact, I had one shaped like a camel kneeling on all fours. My trouble was that from time to time I would rob my “piggy bank.” I learned to stick a table knife in the opening at its top which was for the purpose of dropping your money in. In doing this I’d turn it upside down and use the blade of the knife for coins to slide up against and then if they became positioned right would easily fall out.
Parents motivated children to save some of their allowance for something special. Children should be expected to “work” for their allowance by doing chores around the home. If everything is given unto them while they are growing up then they will go through life expecting “hand-outs.”
Children are not the only ones who save in this way. Some women use a container such as a glass jar to save most of their coins and even some folding money. We have a picture hanging on the dining room wall of our house of an elderly couple counting their pennies. The man is using his fingers to count on, as if his fingers were pennies. Perhaps he is counting up the different stacks of the coins, which was probably in stacks of 100, which amounted to a dollar. His wife is sitting across from him intently watching the process.
In speaking of rain there are several expressions in which it is used. These include: “raining cats and dogs,” “come rain or shine,” and “rain check”; but what about the idiom, “saving for a rainy day”? It has to do with preparing for future needs. This is usually by saving up some of our “hard-earned” money. This can hardly be done by those who live from check to check, or spend every penny so that their money won’t “burn-a-hole-in-their-pocket.”
It is understood that “save for a rainy day” began in England during the 16th century. Supposedly it became a coined expression or an expressed declaration of saving rain water in a rain barrel. That was during a period of a drought or long periods of time between measurable rains.